Payments, the internet of things, and the end of civilisation as we know it

Author: Tom Hay
Date: 6th March 2017

The internet of things (IoT) is at the peak of the hype cycle, so it’s not surprising to find payment companies trying to jump aboard the gravy train. The problem is, consumers...

SEPA: Is the ECB stifling competition with its latest move?

Author: Tom Hay and Mark Burlison
Date: 28th February 2017

Ten years ago the European Commission (EC) and the European Central Bank (ECB) announced a common vision for the Single Euro Payments Area (SEPA), which they described as an “integrated market for...

7 Minutes of Fame at Finovate

Author: Richard Dear
Date: 27th February 2017

  At Finovate Europe, 2017, 71 Fintech companies got to present their latest and greatest products via a 7 minute live demo, in front of 1,500 people.  What makes this years’ Finovate...

The Treasury’s view of PSD2: A step in the right direction?

Author: Tom Hay
Date: 22nd February 2017

As a European directive, PSD2 has to be transposed into UK law. HM Treasury has recently launched a consultation inviting comment on the proposed legislative changes. The consultation document is written in...

CMA, APIs & PSD2: The knowns and the unknowns

Author: Sahana Hussain
Date: 15th February 2017

The Competition and Markets Authority (CMA) recently mandated that larger banks adopt and maintain a common standard for open APIs (Application Programming Interface) to help create more innovation and competition in the...

Categories API Banking PSD2

Instant Payments and the Reactive Manifesto

Author: Richard Dear
Date: 8th February 2017

  Over the last year, we’ve been talking with many banks and payment service providers about the challenges of instant payments.  The most progressive organisations are looking to instant payments as an...